When you’re about to make a sizeable investment, we understand the need to budget.
Thanks to flexible payment plans, you can now improve your home immediately - without worrying how to pay for it!
As you'd expect, all credit is subject to application, financial circumstances and borrowing history.
Funding is available from £1,000 to £50,000 for any product in our portfolio and there are three flexible ways to fund your dream project.
The approval of your application depends on your financial circumstances and borrowing history.
You can repay some or all of the loan early, but you must tell NPF (Novuna Personal Finance) if you decide to do this, phone: 0344 375 5500 (calls to 0344 numbers are charged at a standard landline rate. Mobile charges may vary. Charges will apply to calls from outside the UK), or write to Novuna Personal Finance, 2 Apex View, Leeds, LS11 9BH If you repay the loan in full within the buy-now, pay-later period, NPF will not charge you interest but you will be charged a settlement fee of £29.00.
If you repay part of the loan within the buy-now, pay-later period, NPF will not charge you interest on the part of the loan you repay. At the end of the buy-now, pay-later period you must continue to make your monthly repayments until you have repaid the loan in full. You may pay off the loan sooner than agreed if you make repayments during the buy-now, pay-later period.
If you repay all or part of the loan after the buy-now, pay-later period you may be entitled to a rebate of some of the interest charged to your account. NPF will reduce the balance of your account by the amount of the rebate. NPF will calculate the rebate in line with the Consumer Credit (Early Settlement) Regulations 2004. If you repay part of the loan early, NPF will reduce the balance of your loan but you must continue to make your monthly repayments. The amount you have to pay NPF each month will stay the same, but you might repay the loan sooner than agreed.
Be inspired to transform your home and lifestyle - see our stylish home improvement projects now!