Funding Options

no deposit needed

Buy Now Pay 2020

Payment plans to suit you & your project!

Established in 1970, EYG is one of the UK’s leading home improvement and double-glazing specialists - and when you’re about to make a sizeable investment, we understand the need to budget.

Thanks to flexible payment plans, you can now improve your home immediately - without worrying how to pay for it!

Funding available from £1,000 to £50,000 for any products in our portfolio and there are three flexible ways to fund your dream project:

Buy now, pay nothing until 2020: If you prefer to keep your hard-earned cash in the bank (why wouldn’t you?), you can take advantage of the buy now, pay nothing for 12 months option. If you repay the loan amount in full within the 12 months deferral period then no interest will be payable, but an exit fee will apply. If you choose not to repay the loan amount within the 12 months deferral period then interest will have accrued since the start of the agreement and will be added to your loan as per the terms of your loan agreement.

Flexi loan account: Finalise your design plans today and spread the cost with monthly payments. With this option you can make additional repayments on top of your monthly direct debit payment, which could reduce the term of the loan and the total interest payable. This gives you more control of the time that it takes to pay for the project.

Self-fund your project: If you’d rather fund the improvements yourself, that’s fine. Simply settle the balance upon completion.

As you'd expect, all credit is subject to application and status.

Now that you know how our payment plans work, all you have to do is get in touch and turn your dreams into a reality!

Flexi-Loan - Representative APR example

  • Cash price: £6000
  • Deposit (if applicable): £0
  • Total amount of credit: £6000
  • Rate of interest: 9.9% p.a.
  • Duration of agreement: 120 months
  • Monthly repayments: £77.57 per month
  • Representative APR: 9.9% (variable)
  • Charge for credit: £3308.40
  • Total amount repayable: £9308.40

Buy Now Pay Later - Example 12 months

  • Cash Price: £6,000 - less a minimum deposit of £0
  • Loan amount: £6,000
  • Repayable by 120 monthly repayments of £96.97
  • First payment: Commencing 12 months after installation of goods or services
  • Total charge for credit: £5636.40
  • Total amount repayable: £11636.40 (includes £0 deposit)
  • Interest rate: 12.9% (per annum variable)
  • Representative APR: 12.9% (variable)

Buy Now Pay Later - Repaying Early

You can repay some or all of the loan early, but you must tell us if you decide to do this, phone: 0800 15 22 888 (calls to 0800 numbers are free from UK landlines. Mobile charges may vary. Charges will apply to calls from outside the UK), or write to Barclays Partner Finance, PO Box 2501. Cardiff, CF23 0FP. If you repay the loan in full within the buy-now, pay-later period, we will not charge you interest but we will charge you a settlement fee of £49.00.

If you repay part of the loan within the buy-now, pay-later period, we will not charge you interest on the part of the loan you repay. At the end of the buy-now, pay-later period you must continue to make your monthly repayments until you have repaid the loan in full. You may pay off the loan sooner than agreed if you make repayments during the buy-now, pay-later period.

If you repay all or part of the loan after the buy-now, pay-later period You may be entitled to a rebate of some of the interest charged to your account. We will reduce the balance of your account by the amount of the rebate. We will calculate the rebate in line with the Consumer Credit (Early Settlement) Regulations 2004. If you repay part of the loan early, we will reduce the balance of your loan but you must continue to make your monthly repayments. The amount you have to pay us each month will stay the same, but you might repay the loan sooner than agreed.

Authorised and regulated by the Financial Conduct Authority. EYG Domestic Limited, Dairycoates Industrial Estate, Wiltshire Road, Hull, HU4 6QQ (FRN No. 720510) act as a credit broker and not the lender, and offers credit products from a range of financial providers with whom we have a commercial relationship. We may receive a commission from our lenders. Read our Finance Statutory And Disclosure Statements here.

Start Your Project,
Get a Free Online Quote

  • ISO9001
  • BSI Group
  • Fensa
  • CHAS
  • Constructionline
  • Securd by Design
  • Authorised and regulated by the Financial Conduct Authority. EYG Domestic Limited, Dairycoates Industrial Estate, Wiltshire Road, Hull, HU4 6QQ (FRN No. 720510) act as a credit broker and not the lender, and offers credit products from a range of financial providers with whom we have a commercial relationship. We may receive a commission from our lenders. Read our Finance Statutory And Disclosure Statements here.