Your choice of payment and funding options is as easy as 1,2,3
EYG Home Improvements can arrange product finance for your choice of conservatory, windows and double glazing, orangery, doors, fascias and soffits.
- Pay on completion
- Buy now pay later
- No deposit flexi loan - 9.9 % APR
To celebrate a record-breaking year of sales and achievements, EYG, one of the country's leading home glazing and conservatory specialists, is delighted to announce its new funding options.
EYG's payment and funding options is the easy way to purchase your new windows, doors, conservatories, fascias and soffits. The options have been designed with you in mind, putting you in control and offering additional benefits to give you peace of mind.
Call us today to open an account or speak to a member of our finance team on 0800 181 888
Subject to Status
Ten Great Reasons to Open an Account
- Variable Rate (9.9% APR)
- Flexible payments
- Control of the interest
- Control of the term
- Consumer Credit Act 1974 cover for deposit and guarantee
- Least initial outlay (nil deposit)
- 1st repayment not until one month after completion
- Low affordable minimum payment
- Simple application process
- Keep your savings intact for a rainy day
We are authorised and regulated by the Financial Conduct Authority. You can confirm our details by visiting the Financial Services Register at https://register.fca.org.uk/ Our Firm Reference number is 720510. EYG Domestic Ltd Wiltshire Road, Dairycoates Industrial Estate Hull, HU4 6QQ
We act as a credit broker and not the lender. Credit is provided by Shawbrook Bank Limited with whom we have a commercial relationship and we may receive a commission. Shawbrook Bank Limited is authorised and regulated by the Financial Conduct Authority.
We do not charge you any fees for our credit broking services.
What are the primary consequences of not keeping up with my repayments?
Missing payments could have a serious impact on your finances and can also make obtaining credit more difficult in the future. Failing to keep up with repayments will increase the total cost of the debt and may prolong your period of indebtedness. The lender may also charge default fees if you fail to make any repayments by its due date. Further legal costs, including court costs, may become due if the lender has to enforce the agreement.
What are my rights of withdrawal?
You have a right to withdraw from your loan Agreement under Section 66A of the Consumer Credit Act 1974, without giving a reason by writing to Shawbrook Bank at: Lutea House, Warley Hill, The Drive, Great Warley, Brentwood, Essex. CM13 3BE or calling them on: 0345 650 9290 or by e-mailing them at: firstname.lastname@example.org Your right of withdrawal will start on the day after the date they inform you in writing that they have executed the Agreement and will end 14 days after that day.
How does the law protect me?
Your account is financed by Shawbrook Bank Limited and is fully protected under the Consumer Credit. By law Shawbrook Bank are liable for any breach of contract or misrepresentation when purchasing goods over £100 and up to £30,000.
Shawbrook Bank only work with companies that have been approved by their thorough checks so they feel 100 per cent confident in backing our guarantee with their own. This provides you with peace of mind when choosing our flexible loans to fund your new home improvement from EYG Domestic Limited.
Shawbrook Bank is a responsible lender and will only lend too those who can afford to repay without undue difficulty. All applications will be assessed for affordability and loans will be made only where Shawbrook is satisfied that the applicant has the ability to meet the terms of the loan.
Representative APR Example - FLEXI-LOAN
- Cash price £5000
- Deposit (if applicable) £0
- Total amount of credit £5000
- Rate of interest 9.5% p.a.
- Duration of the agreement 120 months
- Monthly repayments £64.70 per month
- Representative APR 9.9% (varible)
- Charge for Credit £2,764.00
- Total amount repayable £7764.00
- Buy Now Pay Later - Example 12 months
Cash Price £5,000 less a minimum deposit of £0 equals a loan amount of £5,000. Repayable by 120 monthly repayments of £107.55 with the 1st payment commencing 12 months after installation of the goods or services. Total Charge for credit = £7906.00 Total Amount Repayable £12906.00 (includes £0 deposit). Interest rate is 18.3% per annum variable. Representative APR 19.9% variable. If you repay the loan amount before 12 months after installation of the goods and services then no interest will be payable but an 'Option Fee' of £70 will be payable. If you do not repay the loan amount within the 12 months after installation of your goods and services then interest will be payable backdated to the date of installation of your goods and services and as per the terms of your loan agreement.