Funding Options

no deposit needed

Buy Now Pay 2020

Payment plans to suit you & your project!

Established in 1970, EYG is one of the UK’s leading home improvement and double-glazing specialists - and when you’re about to make a sizeable investment, we understand the need to budget.

Thanks to our flexible payment plans, you can now improve your home immediately - without worrying how to pay for it!

Invest £1,000 to £50,000 on any products in our portfolio and there are three flexible ways to fund your dream project:

Buy now, pay in 12 months: If you prefer to keep your hard-earned cash in the bank (why wouldn’t you?), you can take advantage of our buy now, pay nothing for 12 months option. If you repay the loan amount in full within the 12 months deferral period then no interest will be payable, but an exit fee will apply. If you choose not to repay the loan amount within the 12 months deferral period then interest will have accrued since the start of the agreement and will be added to your loan as per the terms of your loan agreement.

Flexi loan account: Finalise your design plans today and spread the cost with monthly payments. With this option you can make additional repayments on top of your monthly direct debit payment, which could reduce the term of the loan and the total interest payable. This gives you more control of the time that it takes to pay for the project.

Self-fund your project: If you’d rather fund the improvements yourself, that’s fine too. All we ask is that you settle the balance one month after completion.

Regardless of what’s the best decision for you, you won’t have to pay a deposit up front. All credit is subject to application and status. Now that you know how our payment plans work, all you have to do is get in touch and turn your home improvement dreams into a reality!

Flexi-Loan - Representative APR example

  • Cash price: £5000
  • Deposit (if applicable): £0
  • Total amount of credit: £5000
  • Rate of interest: 9.5% p.a.
  • Duration of agreement: 120 months
  • Monthly repayments: £64.70 per month
  • Representative APR: 9.9% (variable)
  • Charge for credit: £2,764
  • Total amount repayable: £7764

Buy Now Pay Later - Example 12 months

  • Cash Price: £5,000 - less a minimum deposit of £0
  • Loan amount: £5,000
  • Repayable by 120 monthly repayments of £107.55p
  • First payment: Commencing 12 months after installation of goods or services
  • Total charge for credit: £7906
  • Total amount repayable: £12906 (includes £0 deposit)
  • Interest rate: 18.3% (per annum variable)
  • Representative APR: 19.9% (variable)

Authorised and regulated by the Financial Conduct Authority. EYG Domestic Limited, Dairycoates Industrial Estate, Wiltshire Road, Hull, HU4 6QQ (FRN No. 720510) act as a credit broker and not the lender, and offers credit products from a range of financial providers with whom we have a commercial relationship. We may receive a commission from our lenders. Read our Finance Statutory And Disclosure Statements here.

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